Access Florida Finance Corporation

NEW LOAN PROGRAM!

Access Florida Finance — Tue, 15 May 2012 20:20:43 +0000

Are you in need of up to $10,000? Do you have decent credit? Can you summarize in one or two pages why your business needs the money? Are you a black business in Florida that may be short on collateral for a traditional loan? If this sounds like you, Access Florida Finance Corporation may be able to help. Click here to download an application to learn more about how your business could receive up to $10,000 in just a few days! If this is not you, the application for our traditional loan program is under Our Programs. Either way, you can get money for your business!

Mindset of a Successful Entrepreneur Today

lynb — Tue, 15 May 2012 15:18:17 +0000

The entrepreneurial mindset differs greatly from that of the general workforce. Unless you can gain an understanding of the mindset you need to be a successful entrepreneur, you may find yourself struggling to achieve success in any kind of business. The way entrepreneurs look at the world, and their future, is critical to them staying motivated even during difficult times. You could argue that being an entrepreneur is all a state of mind.

As a businessperson hoping to reach the status of entrepreneur, the most important thing you can do is change the way you think. Of course education, skill and money are important in determining who will become an entrepreneur, but these factors are by no means the only criteria.

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12 Traits Workers Need To Succeed In A Startup

lynb — Tue, 15 May 2012 15:13:47 +0000

With Facebook about to mint a whole new bunch of ga-zillionaires, you might wonder: Should you try to get a job at a startup? Before you send out a blitz of resumes, though, you need to consider whether you have what it takes to succeed in such an entrepreneurial environment.

We asked some top entrepreneurs, and here’s the 12 things you need.

How to Become the Expert in Your Niche

lynb — Mon, 14 May 2012 20:33:53 +0000

What does it mean to be an expert in a particular niche? What are people looking for in an ‘expert’? When people start looking for an expert in a particular field, they are looking for valuable information. Information that is valuable to them. They want to be taught something that they do not know.

Why do you want to be viewed as an expert within your niche? Expert status is a tool to increase the number of people who patronize your business. Creating expert status may be the missing step in taking your business to the next level.

So how do you become an expert within your niche?

Business Networking Rules of Engagement

lynb — Mon, 14 May 2012 14:33:25 +0000

No matter what business workshop you attend, social media article or book you read, one thing is for sure – the age of engagement is upon us. Gurus and experts in the online field talk about the act of engaging with customers in order to build trusting relationships to build connections, and ultimately clients.

As for many things in life, it’s easier said than done, so with this article, I’d like to kick-start off with three key things that you can start doing right now, to engage your audience and customers.

Startup Founders: Don’t Freak Out

lynb — Mon, 07 May 2012 20:09:02 +0000

by: Dharmesh Shah

When I was working on building my first start-up, Really Bad Things(TM) happened on an alarmingly regular basis. I was in my early 20s and living in Birmingham, Alabama (where there was no start-up ecosystem at the time). So, when something happened that we thought would quite possibly kill the company, one of us (I had a co-founder) would freak out. Sometimes, both of us would freak out. Sometimes, we would freak each other out. Then, we would ultimately decide to take the Scarlett O’Hara (Gone With The Wind) approach — “I’ll think about that tomorrow” and get back to work. After all was said and done, things worked out quite well. But, there were so many “near fatal” events, that we lost count.

I’ve since done two more startups and spent time with many, many entrepreneurs — often in some of their darkest days. I have one piece of advice that’s going to sound trite (because it is):

Don’t Freak Out.

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Be committed to your BUSINESS, not your ‘business plan’

lynb — Fri, 04 May 2012 14:56:41 +0000

- As a way to capture your current plan and thinking about the business, business plans are inefficient. Shortly after you’re done writing it (or editing it), you will realize that the plan is a little out-dated and does not reflect your current reality.

- Start-ups change constantly, especially in the early days when you’re trying to find product market fit. The market changes, you get more feedback from your customers, and your understanding of the opportunity changes. Even more simply, you might just change your mind.

- In the early days, your startup is likely changing so frequently that going through the effort of making sure your business plan keeps up with your latest thinking is frustrating and futile. You’re much, much better off spending that time and energy talking to customers and making the product better. The risk is that you revise the plan so much, have toiled so many nights getting it just right that you actually start becoming emotionally attached to the plan. It becomes your baby — not the business itself. This can be fatal.

Avoid becoming overly committed to what you’ve written down. Stay pragmatic and willing to change.

Small business employment grows rapidly

lynb — Fri, 04 May 2012 13:49:05 +0000

The job market is looking up and small businesses are reaping the benefits.

The CBIZ Small Business Employment Index, which tracks hiring at companies with 300 or fewer employees, reported a 1.66 percent increase in March, the highest month-over-month increase since June 2010.

“I think it’s an extremely positive sign, economically,” said Philip Noftsinger, business unit president for CBIZ Payroll Services. He said that while employment gains at larger firms could be attributed to increases in overseas business, small business job recovery is encouraging because it implies growing demand within the U.S. economy.

Take time for your own business education

lynb — Fri, 04 May 2012 13:46:23 +0000

By nature, entrepreneurs are very busy. They tend to be understaffed and wear many, many hats. It is not unusual for an entrepreneur to juggle numerous responsibilities, including management, marketing, accounting and even IT.

Though being busy comes with the territory, it is imperative entrepreneurs make time for their own training and education.

With so many trends out there, the business environment is always evolving. Technology is one of the most obvious examples of this. Technological innovations are constantly occurring, and even if you plan to outsource the department, you must have adequate knowledge to make informed decisions.

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What are the consequences when you incur hard money loan debt?

lynb — Tue, 01 May 2012 18:06:35 +0000

When a financial institution provides a loan against a real estate property as collateral, it is known as a hard money loan. This loan is not similar to a mortgage as it is not a loan to buy a house or a piece of land. Borrowers take out this loan when they have already defaulted on their mortgage payment and require additional financing to consolidate their current debts. Therefore, if you are undergoing financial crisis then debt consolidation can be beneficial for you. If you fail to exercise financial discipline then the second loan on the property can further complicate your financial situation.

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